ACE Check Cashing Near Me
Before you decide on an ACE Check Cashing Near Me location, be sure to read over the terms and conditions. The rates and contract terms are explained clearly so you’ll understand them. There are no hidden fees, either. Also, you can rest easy knowing that the company won’t charge you for any unnecessary services.
ACE Cash Express is a trusted loan provider
If you are looking for a loan, ACE Cash Express may be the loan provider for you. The company has been in business since 1968 and serves over 38 million customers. This means you can be confident that your application is safe with ACE Cash Express. This company offers several loan types to suit your needs.
For people who are in a bind, ACE offers installment loans that can be paid back over a longer period of time. ACE will provide you with an installment repayment schedule based on your pay schedule and credit score. You can pick up your cash at an ACE store, or the funds will be transferred to your checking account.
It offers short-term consumer loans
If you’re looking for a quick and easy way to borrow money for a variety of expenses, you can apply for a short-term consumer loan at an ACE check cashing near you. ACE’s short-term loans are available in amounts ranging from $50 to $2,000, and the company offers both online and in-store application processes. You can cancel your loan at any time up to 72 hours after applying.
Consumers should be aware that ACE has a history of violating federal consumer financial protection laws. The bureau’s investigation revealed that ACE frequently used illegal debt-collection tactics to keep consumers from paying back their loans. In one case, ACE illegally reborrowed consumers despite their failure to meet the agreed-upon repayment terms. These tactics resulted in borrowers paying hundreds, even thousands, of dollars in reborrowing fees. ACE is currently facing a lawsuit over this practice.
It offers bill pay
A check cashing store that offers bill pay is a great option for paying bills. ACE Cash Express locations accept a wide variety of bills, including credit cards and store cards. These companies also accept MoneyGram payments. To make bill paying even easier, you can pay multiple bills at one time by using the ACE website.
You can apply for a loan at an ACE near you, whether in-store or online. To apply, you’ll need a valid Social Security or taxpayer ID number, as well as proof of income. You’ll also need to submit banking information to receive the loan. If you need a larger loan than what ACE offers, consider applying at an alternative lender instead. LendingPoint, for example, offers loans with flexible payment plans and larger lending amounts. Another option is OppLoans, which offers installment loans of $500 to $4,000. You can choose from up to 18-month repayment terms.
It offers prepaid debit cards
Prepaid debit cards are an excellent way to avoid expensive check cashing fees. You can also use them to earn cash rewards. For example, you can get 0.10% APY when you open an account. You can also use them to withdraw cash from most ATMs. You must have a checking account with a bank to receive cash rewards, but if you don’t have one you can use a prepaid debit card to avoid fees.
These cards are also great for debt consolidation loans. However, you should make sure that you use these cards only when you are in a tight financial situation. They cannot be used to pay for new loan interest or rollover fees. However, they do make it easier to fund purchases digitally and streamline transactions. Prepaid cards also let you shop at online marketplaces and other stores without having to carry cash.
It does not require a credit check
ACE Check Cashing provides in-store same-day cash pick-ups without a credit check, allowing borrowers to avoid the negative impact on their credit score. Moreover, payday loans are regulated, and many states have caps on the fees charged by payday lenders. In California, for example, fees are limited to $50, which is 15% of the maximum loan amount. Because these loans are unsecured and are tied to the borrower’s pay check timing, they have very high implied annual interest rates.
ACE also provides installment loans. Applicants must have a bank account, an ID, and proof of income. In addition, ACE Cash Express has a 72-hour satisfaction guarantee, which means that if you are not satisfied with the loan, you can return it without paying more than the original principal amount.